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Federal Retiree Plans

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Reach your health potential

At Aetna®, we’re here to support your well-being because healthier happens together. With an Aetna® retiree plan, you can enjoy a total approach to health and wellness, so you can age actively. Aetna offers two retiree-focused plans, the Aetna Medicare℠ Plan (PPO) and Aetna Direct.

Explore the financial benefits, added convenience, and enhanced care

Have Questions? We have Answers. Research on your own or take advantage of our team of experts.

Federal Retiree Plan Options:

Aetna® Medicare Advantage:

  • Low Premiums
  • $1,200 Medicare Part B premium reduction annually
  • Nationwide network and coverage
  • $0 deductibles and coinsurance for medical care
  • Prescriptions as low as $2
  • No referrals
  • Added programs (SilverSneakers®, Health Home visits, etc.)

View Aetna® Medicare Advantage Plan »

Aetna® Direct:

  • Low premiums
  • Nationwide network and coverage
  • Waived deductible and coinsurance for medical care
  • Prescription coverage
  • A fund to help you save money on your Part B Premiums
  • No referrals

View Aetna® Direct Plan »

Medicare Part D Prescription Drug Plans

For federal retirees interested in or enrolled in:
  • Aetna Open Access in DC, MD, VA (plan code JN)
  • Aetna Direct (plan code N6)

View Medicare Part D Prescription Drug Plans

Have questions about Medicare?

Our guide (PDF) has the answers federal retirees need

Get retirement information just for federal employees.

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Aetna®Medicare is a HMO, PPO plan with a Medicare contract. Enrollment in our plans depends on contract renewal. See Evidence of Coverage for a complete description of plan benefits, exclusions, limitations, and conditions of coverage. Plan features and availability may vary by service area.

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