Video Transcript
Aetna Medicare Advantage vs Aetna Direct
{Rick:} Hi. I’m Rick
{Marissa:} And I’m Marissa
{Rick:} We’re here to talk to you about the key differences between our plans that are designed especially for federal retirees.
{Marissa:} Aetna Medicare Advantage and Aetna Direct. Both plans are nationwide plans with $0 deductibles and $0 copays for retirees with Medicare Parts A and B.
{Rick:} In 2020, we introduced the Aetna Medicare Plan (PPO) with an Extended Service Area (ESA). It’s offered through the Aetna Advantage plan, a plan option available through the Federal Employees Health Benefits (FEHB) Program. And it doesn’t require you to suspend your FEHB coverage.
In order to enroll in the Aetna Medicare Advantage Plan, you must first enroll in Aetna Advantage and then opt in to Aetna Medicare Advantage.
{Marissa:} The Aetna Direct Plan was introduced in 2015. Aetna Direct includes a medical fund. The fund will pay your prescription medication cost share (– copays or coinsurance), or you can request reimbursement for a portion of your Medicare Part B premiums. Aetna Direct was one of the first FEHB plans to offer this reimbursement feature.
{Rick:} With the Aetna Medicare Advantage plan, your monthly Part B premium is reduced - automatically, without the need to request reimbursement. Which makes things simple.
{Marissa:} Along with the medical fund, the Aetna Direct plan also provides access to discount programs. However, you don’t get all the value-added health advocacy and wellness programs included in the Aetna Medicare Advantage plan.
{Rick:} With the Aetna Medicare Advantage plan, you’ll have access to healthy support and wellness programs like non-emergency medical transportation, home delivered meals after an inpatient hospital or skilled nursing stay, the Silver Sneakers fitness program and our Aetna Discount Program.
{Marissa:} Which plan you choose depends on your personal needs.
{Rick:} Here are the current plan premiums
{Marissa:} There’s so much more to cover about these plans.
Do you need help deciding which plan is right for you?
Let us help you find the answers. Click on our retiree page { *point to tab* } or connect with us at AetnaFedsLive.com or simply click here to schedule a one-on-one appointment with us.
You can choose to speak with me, Marissa, Or my teammate…
{Rick:} Or choose anyone on the Federal Plans team. We look forward to speaking with you soon!
{Rick and Marissa:} Bye for now!
