Plans at a glance
All Aetna plan options and key differences are shown below. It’s easy to find out which plans are available in your area, just enter your ZIP code below.
|Feature||HMO Plans||Value Plans||HDHP Plans||CDHP Plans||Aetna Direct||Aetna Medicare Advantage|
|Specialist referral?||No (except CA)||No||No||No||No||No|
|Out of network coverage?||No||Yes||Yes||Yes||Yes||Yes**|
|Deductible?||No||Yes, but not for office visits or prescriptions||Yes, but not for preventive care||Yes, but not for preventive care||Waived with Medicare A & B||No|
|Basic dental and vision?||Yes||No||Yes||Yes||No||No|
|HSA or fund?||No||No||Yes, HSA||Yes, Fund||Yes, Fund||No|
|Flat copays for medical care?||Yes*||Yes, office visits||No||No||No||No|
|Waived deductible and coinsurance?||No||No||No||No||Yes, when Medicare A and B are primary||Plan has no deductible or coinsurance|
**Out-of-network provider must accept Medicare, please visit the plan page details to search for providers that accept Aetna Medicare Advantage.