What type of plan are you looking for?
Select a plan below for more info
Plans available to you (select one):
Standard Option
Competitive rates with low copays for doctor visits and most services.
Consumer Option (HDHP with HSA)
Part health plan, part savings account. Get up to $2,400 in your HSA to help pay for expenses or to save for the future.
Value Plan
Affordable plan with predictable costs for doctor visits, maternity care and covered lab tests.MHBP members:
- Can visit any doctor - without a referral
- Have 24/7 access to doctors via phone or video with Teladoc®
- Enjoy no cost lab work when performed by LabCorp® or Quest Diagnostics™
- Highly rated dedicated customer service agents available 24/7
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Aetna Value Plan
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Table of rates. 2025 Biweekly Rates Code Biweekly Premium Self Only: F54 $242.36 Self + 1: F56 $563.28 Self & Family: F55 $523.35 - Rewards you for taking care of yourself. The plan gives you monetary credits when you get preventive care like flu shots
- Access to nationwide PPO networks but also the freedom to see any licensed doctor
- Has affordable rates and easy-to-understand benefits
Aetna HealthFund® HDHP w/HSA
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Table of rates. 2025 Biweekly Rates Code Biweekly Premium Self Only: 224 $135.20 Self + 1: 226 $287.01 Self & Family: 225 $241.49 - We set up a health savings account (HSA) for you to help you pay for your health care
- Access to nationwide PPO networks. The freedom to see any doctor outside our network, but your out-of-pocket costs will be higher.
- Covers preventive care at 100% when you use network doctors for medical, dental and vision
Aetna HealthFund® CDHP
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Table of rates. 2025 Biweekly Rates Code Biweekly Premium Self Only: F51 $239.71 Self + 1: F53 $564.09 Self & Family: F52 $512.01 - Includes a health fund to help you pay for your healthcare. You won't pay anything out-of- pocket for covered services until your fund is gone
- Covers preventive care at 100% when you use network doctors for medical, dental and vision
- Access to nationwide PPO networks. The freedom to see any doctor outside our network, but your out-of-pocket costs will be higher
Aetna Direct
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
Table of rates. 2025 Monthly Rates Code Monthly Premium Self Only: N61 $166.53 Self + 1: N63 $365.21 Self & Family: N62 $419.96 - A whole new level of value for federal retirees with low monthly plan premiums
- A fund to help you pay Medicare Part B premiums ($900/self only and $1,800/self plus one or self & family)
- Waived deductibles and copayments for medical services - if Medicare Part A and Part B are primary and your provider accepts Medicare assignment
Aetna Advantage
These rates do not apply to all Enrollees. If you are in a special enrollment category, please refer to the FEHB Program website or contact the agency or Tribal Employer which maintains your health benefits enrollment.
When you have Medicare Parts A and B, you can opt-in to a new nationwide Medicare Advantage Plan for federal retirees with:Table of rates. 2025 Monthly Rates Code Monthly Premium Self Only: Z24 $115.34 Self + 1: Z26 $253.74 Self & Family: Z25 $305.63 - Credit up to $1,200 per year to reduce your Medicare Part B Premiums
- Prescription copays as low as $2 and added programs like SilverSneakers®
- $0 deductible and coinsurance for most medical care
- No additional premium to opt-in to the Aetna Medicare Advantage plan
All our plans include discounts on eyewear, LASIK laser eye surgery, gym memberships, massage therapy, acupuncture, weight-loss programs and more.
For information about our plans available through the Federal Employees Dental and Vision Insurance Program (FEDVIP), please visit our Dental PPO Plan site or our Aetna Vision℠ Preferred plan site.
Providers are independent contractors and are not agents of Aetna. Provider participation may change without notice. Aetna does not provide care or guarantee access to health services. DISCOUNT OFFERS ARE NOT INSURANCE. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third party vendors and providers. Aetna makes no payment to the third parties--you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts. Discount vendors and providers are not agents of Aetna and are solely responsible for the products and services they provide. Discount offers are not guaranteed and may be ended at any time. Aetna may get a fee when you buy these discounted products and services. Vision care providers are contracted through EyeMed Vision Care. LASIK surgery discounts are offered by the U.S. Laser Network and Qualsight.
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